Your home is possibly one of the largest investments you will make in your lifetime. Your lender will require some basic coverage but considering the following might save you from future headaches. Protecting it with the right insurance policy should be a priority. When looking for a new home consider the following items and consult your insurance agent for quotes prior to purchase. 1.Do you have custom features in your home? Make sure your insurance policy covers them all. 2

1. Strengthen your credit score. Improve your chances by pulling your credit reports and ensuring you're not being unfairly penalized for old, paid or settled debts. Get your credit report and score, free and with no obligation,at annualcreditreport.com . Stop applying for new credit a year before you apply for financing. And keep the moratorium in place until after you close on your home. 2. Before you home shop, calculate the mortgage payment for the home in your intended p